With the passing of the CARES Act, Congress provided some financial relief to retirees by waving required minimum distributions (RMDs) for 2020. Melanie Ross, CFP®, with NCA Financial Planners answers some common questions retirees are asking. 1. What if I already took my RMD this year? 2. Will the IRS double the required amount in 2021? 3. Will my 2021 RMD be based on 2020 year-end balances? 4. Should I take my RMD or skip it?